where tf you paying 2k rent lmao? i’m not even making that much
wait.why does it only have one head?
are you fucking with me
Dude. The “affordable housing” rent here is 1k. I know people that don’t earn ENOUGH money to pay for affordable housing.
-fae
I just went through the process of failing to qualify for a mortgage.
My rent is $1,100 which is literally the minimum for my house size of a three bed two bath here in the city that sits right on the inner loop; average is $2,400 with some as high as $4k. The mortgage would’ve been $1,300 for a $180k house. Average cost for a house on the lower end is $350k.
Anyways, yeah gist of it is we didn’t qualify because it was too big of a risk to have a $200 gap even though we technically DID have that extra amount available for the mortgage. Our income was cut drastically on paper because my husband works for a restaurant while I run my own food stand business on the side.
My income doesn’t count if the business is less than two years old. Doesn’t matter if I’m pulling in six figures, as the loan officer said in his own words. However, if I were to get a job that said they were giving me x amount and it was enough to fill the gap, didn’t matter if I haven’t technically started yet it would still count towards income. So I picked up a job waiting tables for another acquaintance.
My first paycheck was $300. My second $660. It’s all a joke and we’re the punchline. They don’t want us to live, they want us to barely survive.
(also, sidenote, I honestly have no idea if @red-spy-is-in-the-base is fucking or not but they meant the two headed bear flag from the Fallout game)
